Boat and PWC insurance

 

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Need more info on
boat insurance?

Our experts provide clear answers
to boaters' most common questions.

Visit the boat insurance FAQs >

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Perplexed by PWC insurance?

Our experts offer in-depth answers
to the most common questions about
insuring your personal watercraft.

Visit the PWC insurance FAQs >

Protect your boat or personal watercraft both on and off the water.

Get your free boat
quote, customize your policy,
and buy directly online.

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Call 1-866-455-1980

(M–S, 5 a.m.–8 p.m., PT)

Boat and PWC insurance from Esurance

You can rely on Esurance

Boat insurance offered through Esurance covers many different kinds of boats, including runabouts, Jetskis®, WaveRunners™, fishing boats, bass boats, sailboats, pontoons, houseboats, mini jet boats, and cabin cruisers.

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What's covered

Boat and personal watercraft insurance policies can be tailored to suit your needs. Coverages can include the following features:

  • Roadside assistance — if your trailer's disabled, you'll receive on-site labor or a tow to the nearest repair shop
  • On-water towing and labor — in case you're stuck in the water
  • Total loss replacement/purchase price — if your boat is declared a total loss and is no more than 5 model years old, your coverage will pay for a new, comparable replacement (or you can opt to receive a payment of its original purchase price)
  • Water skis — comprehensive and collision coverage includes your skis at no
    extra cost
  • Personal effects replacement cost coverage — the loss of clothes, cameras, and other personal items are covered up to $5,000
  • And more, including wreckage removal in certain states

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Coverage availability varies by state and individual risk situation. Insurance quotes are not available in D.C. Boat insurance is underwritten by the companies of the Progressive Group of Insurance Companies. Claims are processed and paid by the companies of the Progressive Group of Insurance Companies.