Boat and PWC insurance



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Boat and PWC insurance from Esurance

You can rely on Esurance

Boat insurance offered through Esurance covers many different kinds of boats, including runabouts, Jetskis®, WaveRunners™, fishing boats, bass boats, sailboats, pontoons, houseboats, mini jet boats, and cabin cruisers.


What's covered

Boat and personal watercraft insurance policies can be tailored to suit your needs. Coverages can include the following features:

  • Roadside assistance — if your trailer's disabled, you'll receive on-site labor or a tow to the nearest repair shop
  • On-water towing and labor — in case you're stuck in the water
  • Total loss replacement/purchase price — if your boat is declared a total loss and is no more than 5 model years old, your coverage will pay for a new, comparable replacement (or you can opt to receive a payment of its original purchase price)
  • Water skis — comprehensive and collision coverage includes your skis at no
    extra cost
  • Personal effects replacement cost coverage — the loss of clothes, cameras, and other personal items are covered up to $5,000
  • And more, including wreckage removal in certain states


*Boat insurance quotes are provided by Answer Financial, Inc. Esurance does not underwrite, provide customer service, or pay claims for any boat policies sold by Answer Financial. Coverage availability varies by state and individual risk situation. Insurance quotes are not available in D.C.