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why esurance?

insurance for the modern consumer

At Esurance, our goal is to make every aspect of your experience — from quoting to buying to filing a claim — not only easier, but also smarter. Plus, Esurance is backed by the stability and reliability of Allstate, which means we're able to provide coverage you know you can count on.

Whether you come to Esurance to buy affordable, flexible car insurance coverage or just to learn more about all the products we offer, you'll find easy-to-understand answers and new ways to shop for and buy the coverage you need.

And once you're an Esurance customer, you'll enjoy numerous time- and stress-saving features, including:

  • Online and mobile account management — plus 24/7 customer service
  • Anywhere, anytime claim filing with Esurance Mobile
  • Go-nowhere (as in, relax-in-your-jammies) and socially sharable repair monitoring with RepairView®

But we're about much more than the latest and greatest gadgets. In the end, our job is all about ensuring your financial security and peace of mind — and every one of our associates is dedicated to that goal.

Click the links below to learn more about the benefits of being an Esurance customer.

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What matters to you?

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Savings

Esurance was built to save. By leveraging technology to streamline traditionally cumbersome and costly insurance processes, we're able to reduce operating costs. Plus, we offer big discounts to help you save even more on car insurance.

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Convenience

Our award-winning website is the place to be if you want to research and buy your car insurance — or just about any insurance product — online. In fact, esurance.com earned a Best in Class award from the Customer Respect Group for its ability to help customers take care of business.

After receiving renewal information from my current auto insurance carrier, I wanted to make sure I was paying the lowest price possible. I immediately checked quotes on Esurance and was pleased to learn they could offer me a quote several hundred dollars cheaper. I applied, called an agent, and was already printing out my new insurance card within 20 minutes.

Fast, free quoting

With Esurance, you can get a quote, buy your policy, and see your insurance cards, all online. And with Express Lane®, we've made the buying process even faster and easier by giving you the option to have us look up info on your cars (like VIN, make, and model) as well as previous insurance info (like prior deductibles and limits).

You can even compare your Esurance quote with rates from other top companies, right here on our site, to make sure you're getting a great price on great coverage.

Online policy management and claim reporting

Once you're an Esurance customer, you can update your policy, access insurance documents, and print new ID cards online anytime. You can also report claims online, over the phone, or with Esurance Mobile, our free app for Android™ and iPhone®.

Round-the-clock customer service and claims handling

Because everyone's schedule is different, Esurance's customer service and claims handling experts are available 24 hours a day, 7 days a week, 365 days a year.

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Reliability

Everyone with whom I associated at Esurance made the process of filing my claim and getting my car repaired as painless as possible. Everyone was terrific, friendly, accommodating, and generally a pleasure to work with — from the claims rep, to the man who came to my house to take pictures of the car, to the body shop Esurance recommended.

As an insurance company, our whole purpose is to be there for our customers at claim time. A.M. Best, an independent assessor of an insurance company's ability to pay claims, rates Esurance's financial strength "Superior," so you know you can count on us. Plus, as an Allstate company, we combine a commitment to innovation with the steadfast backing and extensive experience of the nation's largest publicly traded personal lines insurer.

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Car insurance expertise

Ever tried to find detailed and trustworthy information about car insurance? It's not easy — we know. That's why we work hard to provide you with straightforward answers to all those questions nobody else seems to answer.

Insurance 101

As part of our effort to explain insurance in plain English, the Esurance site features a treasure trove of info, including our answers to customers' frequently asked questions, a glossary of common (and confusing) insurance terms, informative articles, and an interactive Coverage Counselor®.

The Esurance blog

We encourage safe driving, insurance awareness, and eco-consciousness through our blog, which brings you all the latest several times a week.

The Coverage Counselor

You can also get extensive insurance guidance with our Coverage Counselor, an interactive tool designed to help you choose the coverages, limits, and deductibles that best meet your needs.

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Discover insurance for the modern world

If you're ready to discover everything that makes us insurance for the modern world, get your fast, free quote online or give our friendly insurance experts a call at 1-800-ESURANCE (1-800-378-7262).