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Home > Learning Center > FAQ > Rates Explained > Quote to Purchase Rate Change
FAQ: Auto Insurance Rates Explained

Can my quoted auto insurance rates change when I buy my policy?

With one of the fastest quotes on the Web, Esurance can give you an estimate of your auto insurance rates in minutes. That way, you save time while you're doing your insurance shopping. In fact, Esurance even offers comparison quotes from other companies, so you can find the best rates quickly and conveniently.

While we try to give you the most accurate quote possible, your quote is never final until you purchase your policy. When you decide to buy your Esurance policy, you may find that your final auto insurance rates differ somewhat from your quoted rates.

When you get your quote, we ask general questions about the cars and drivers on your policy. We don't ask you to provide any proof of your driving record or eligibility for auto insurance discounts. However, when you buy your policy, you'll be asked to provide more in-depth information that needs to be verified before you're given the final price.

Auto insurance rates vary based on several factors. Your driving record has a major effect on how much you get charged for your policy. Other factors include the type of car your drive, and your annual mileage.

Although your rates may change when you buy your policy, you'll still find great savings with Esurance. Even better, with Esurance, low auto insurance rates don't mean you have to sacrifice quality. Get a free quote today and see if you save on Esurance auto insurance.

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