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Virginia Discounts

In addition to great rates, you’ll love the following discounts, which are available to our Virginian policyholders.

Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the multiple car discount on your Virginia auto insurance.

Paid in Full Discount
A paid in full discount will be applied to your Virginia auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.

Homeowners Discount
You may qualify for a homeowners discount if you (or your spouse) own a home or a condo in Virginia. Acceptable proof of home ownership includes a homeowner’s declarations page, a mortgage coupon, or property tax records. Verification may be requested at any time.

Good Student Discount
If you’re a driver under age 25 and a full-time student, you may qualify for a good student discount on your Virginia auto insurance. To qualify, your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or at an accredited college or university. Documentation is required annually.

Mature Driver Discount 55+
If you’re an eligible driver age 55 or over and have successfully completed the National Safety Counsel’s Defensive Driving Course, or a similar accident prevention course approved by the Virginia Department of Motor Vehicles, you’re eligible for this discount. The discount remains in effect for the 36-month period from the date of successful completion of the course.

Vehicle Safety Discount
Vehicles with seat belts, a driver airbag, dual airbags, and/or side airbags may qualify for the safety device discount. The safety device must be original equipment installed by the manufacturer.

Anti-Theft Discount
If your vehicle is equipped with an approved recovery system (LoJack, Teletrac, OnStar), you’ll receive a discount on your comprehensive coverage.

Fast 5™ Discount
If you complete the purchase of your policy through our Web site, www.esurance.com, you’ll qualify for our 5% Internet discount. The discount applies to your first policy term.

Switch & SaveSM Discount
If you currently have auto insurance and you switch to Esurance, you’ll be eligible for this 5% discount. Your auto insurance policy must either be purchased online at esurance.com or by calling an Esurance agent at 1-800-580-7750. The 5% discount will be applied to your premium for your first two 6-month policy terms, and you’ll need to provide proof of your current auto insurance.

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