Esurance. Online Auto Insurance.
 Auto Insurance By State
Texas
> Liability
> Vehicle
> Discounts
Home > Learning Center > Insights > Auto Insurance By State > Texas > Discounts
Texas Discounts

We offer the following Texas-sized discounts for drivers in the Lone Star State.

Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the Texas multiple car discount.

Paid in Full Discount
A paid in full discount will be applied to your Texas auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.

Homeowners Discount
You may qualify for a homeowners discount if you (or your spouse) own a home or a condo in Texas. Acceptable proof of home ownership includes a homeowner’s declarations page, a mortgage coupon, or property tax records. Verification may be requested at any time.

Good Student Discount
If you’re a driver under age 25 and a full-time student, you may qualify for a good student discount on your Texas auto insurance. To qualify, your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or at an accredited college or university. Documentation is required annually.

Safety Device Discount
Vehicles with specific safety devices may qualify for the safety device discount. The safety device must be original equipment installed by the manufacturer.

Fast 5™ Discount
If you initiated the purchase of your policy through our Web site, www.esurance.com, you’ll qualify for our 5% internet discount. The discount applies to your first policy term.

Switch & SaveSM Discount
If you currently have auto insurance and you switch to Esurance, you’ll be eligible for this 5% discount. Your auto insurance policy must either be purchased online at esurance.com or by calling an Esurance agent at 1-800-580-7750. The 5% discount will be applied to your premium for your first two 6-month policy terms, and you’ll need to provide proof of your current auto insurance.

Claim-Free Discount
If none of the drivers in your household have had an accident or filed a claim in the last 5 years, and at least one driver has 5 or more years of driving experience, you’ll qualify for this discount.

The Esurance Gold Seal of Quality. Secure. Reliable. Superior.