Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the multiple car discount on your New York auto insurance.

Paid in Full Discount
A paid in full discount will be applied to your New York auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.

Homeowners Discount
You may qualify for a homeowners discount if you (or your spouse) own a home or a condo in New York. Acceptable proof of home ownership includes a homeowner’s declarations page, a mortgage coupon, or property tax records. Verification may be requested at any time.

Good Student Discount
If you’re a driver under age 25 and a full-time student, you may qualify for a good student discount on your New York auto insurance. To qualify, your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or an accredited college or university. Documentation is required annually.

Accident Prevention Course Discount
If you’re an eligible driver and have completed an approved accident prevention course, you’ll be eligible for this discount. You’ll need to present a certificate of completion to receive the discount, and it will remain in effect for 36 months following the date you successfully complete the course.

Daytime Running Lamp Discount
If your vehicle is equipped with daytime running lamps that were installed by the manufacturer, you’ll qualify for this New York discount.

Vehicle Safety Discount
Vehicles with driver, dual, or side airbags may qualify for the safety device discount.

Anti-Theft Discount
If your vehicle is equipped with an active alarm, passive alarm, or Electronic GPS Vehicle Recovery Systems (Lojack, Teletrac, OnStar), you’ll receive a discount on your comprehensive coverage.

Anti-Lock Brake Discount
If your vehicle is equipped with anti-lock brakes, you’ll receive this discount.

VIN Etching Discount
This discount will be applied if the windshield and rear window of your vehicle are etched with the VIN.