Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the multiple car discount on your New Jersey auto insurance.

Paid in Full Discount
A paid in full discount will be applied to your New Jersey auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.

Homeowners Discount
You may qualify for a homeowners discount if you (or your spouse) own a home or a condo in New Jersey. Acceptable proof of home ownership includes a homeowner’s declarations page, a mortgage coupon, or property tax records. Verification may be requested at any time.

Good Student Discount
If you’re a driver under age 25 and a full-time student, you may qualify for a good student discount on your New Jersey auto insurance. To qualify, your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or at an accredited college or university. Documentation is required annually.

Defensive Driver Course Discount
If you’re an eligible driver and have completed an accident prevention course approved by the New Jersey Department of Motor Vehicles on or after October 1, 1993, you’ll be eligible for this discount. You must remain violation/accident free for 3 years following course completion.

Vehicle Safety Discount
Vehicles with driver, dual, or side airbags may qualify for the safety device discount.

Anti-Theft Discount
If your vehicle is equipped with an approved recovery system (LoJack, Teletrac, OnStar), you’ll receive a discount on your comprehensive coverage.

Glass VIN Etching Discount
You’ll be eligible for a discount on your comprehensive coverage if your vehicle’s VIN number is etched into all windows of the vehicle.

Fast 5™ Discount
If you initiate the purchase of your policy through our Web site, www.esurance.com, you’ll qualify for our 5% Internet discount. The discount applies to your first policy term.

Switch & Save^SM Discount
If you currently have auto insurance and you switch to Esurance, you’ll be eligible for this 5% discount. Your auto insurance policy must either be purchased online at esurance.com or by calling an Esurance agent at 1-800-580-7750. The 5% discount will be applied to your premium for your first two 6-month policy terms, and you’ll need to provide proof of your current auto insurance.