Esurance. Online Auto Insurance.
 Auto Insurance By State
Minnesota
> Liability
> Vehicle
> Discounts
Home > Learning Center > Insights > Auto Insurance By State > Minnesota > Discounts
Minnesota Discounts

Minnesota is the land of 10,000 lakes, and with the following auto insurance discounts from Esurance, you’ll be swimming in savings!

Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the multiple car discount on your Minnesota auto insurance.

Paid in Full Discount
A paid in full discount will be applied to your Minnesota auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.

Good Student Discount
If you’re a driver under age 25 and a full-time student, you may qualify for a good student discount on your Minnesota auto insurance. To qualify, your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or at an accredited college or university. Documentation is required annually.

Defensive Driver Discount 55+
If you’re an eligible driver age 55 or over and have successfully completed the National Safety Counsel’s Defensive Driving Course, or a similar accident prevention course, you’re eligible for this Minnesota discount. The discount remains in effect for the 36-month period from the date of successful completion of the course.

You may be asked to submit proof of successful completion of an approved defensive driving course to verify your eligibility to receive the discount. You must not have any at-fault accidents or violations for the prior 36 months. The discount will be removed at renewal if a violation or an at-fault accident has been reported.

Anti-Theft Discount
If your vehicle is equipped with an approved recovery system (LoJack, Teletrac, OnStar), you’ll receive a discount on your comprehensive coverage.

Fast 5™ Discount
If you complete the purchase of your policy through our Web site, www.esurance.com, you’ll qualify for our 5% Internet discount. The discount applies to your first policy term.

Switch & SaveSM Discount
If you currently have auto insurance and you switch to Esurance, you’ll be eligible for this 5% discount. Your auto insurance policy must either be purchased online at esurance.com or by calling an Esurance agent at 1-800-580-7750. The 5% discount will be applied to your premium for your first two 6-month policy terms, and you’ll need to provide proof of your current auto insurance.

The Esurance Gold Seal of Quality. Secure. Reliable. Superior.