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Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the multiple car discount on your Michigan auto insurance.
Paid in Full Discount
A paid in full discount will be applied to your Michigan auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.
Homeowners Discount
You may qualify for a homeowners discount if you (or your spouse) own a home or a condo in Michigan. Acceptable proof of home ownership includes a homeowner’s declarations page, a mortgage coupon, or property tax records. Verification may be requested at any time.
Good Student Discount
If you’re a driver under age 25 and a full-time student, you may qualify for a good student discount on your Michigan auto insurance. To qualify, your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or at an accredited college or university. Documentation is required annually.
Senior Adult Discount 65+
If you’re an eligible driver age 65 or over and drive less than a total of 3,000 miles per year, you’ll qualify for this Michigan discount.
Vehicle Safety Discount
Vehicles with seat belts, a driver airbag, dual airbags, and/or side airbags may qualify for the safety device discount. The safety device must be original equipment installed by the manufacturer.
Anti-Theft Discount
If your vehicle is equipped with any anti-theft device approved by the Board of Directors of the Automobile Theft Prevention Authority, you’ll qualify for this discount.
Fast 5™ Discount
If you complete the purchase of your policy through our Web site, www.esurance.com, you’ll qualify for our 5% Internet discount. The discount applies to your first policy term.
Switch & SaveSM Discount
If you currently have auto insurance and you switch to Esurance, you’ll be eligible for this 5% discount. Your auto insurance policy must either be purchased online at esurance.com or by calling an Esurance agent at 1-800-580-7750. The 5% discount will be applied to your premium for your first two 6-month policy terms, and you’ll need to provide proof of your current auto insurance.
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