Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the multiple car discount on your Kentucky auto insurance.

Paid in Full Discount
A paid in full discount will be applied to your Kentucky auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.

Homeowners Discount
You may qualify for a homeowners discount if you (or your spouse) own a home or a condo in Kentucky. Acceptable proof of home ownership includes a homeowner’s declarations page, a mortgage coupon, or property tax records. Verification may be requested at any time.

Good Student Discount
If you’re a driver under age 25 and a full-time student, you may qualify for a good student discount on your Kentucky auto insurance. To qualify, your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or at an accredited college or university. Documentation is required annually.

Defensive Driver Discount 55+
If you’re an eligible driver age 55 or over and have, within the last 5 years, successfully completed an accident prevention course that meets the standards set forth by the Transportation Cabinet, you’re eligible for this Kentucky discount. The discount will remain in effect if an approved course is completed every 5 years.

If you’re an active member of the military and have taken a defensive driver training course from the United States military, you’ll qualify for this discount. Qualifying branches include the Army, Navy, Air Force, Marines, National Guard, and Coast Guard. The course must have been completed within 5 years of your Esurance policy’s effective date and cannot have been ordered by the court.

We may ask for verification at any time.

Anti-Theft Discount
If your vehicle is equipped with an approved recovery system (LoJack, Teletrac, OnStar), you’ll receive a discount on your comprehensive coverage.

Fast 5™ Discount
If you complete the purchase of your policy through our Web site, www.esurance.com, you’ll qualify for our 5% Internet discount. The discount applies to your first policy term.

Switch & Save^SM Discount
If you currently have auto insurance and you switch to Esurance, you’ll be eligible for this 5% discount. Your auto insurance policy must either be purchased online at esurance.com or by calling an Esurance agent at 1-800-580-7750. The 5% discount will be applied to your premium for your first two 6-month policy terms, and you’ll need to provide proof of your current auto insurance.