Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the Georgia multiple car discount.

Paid in Full Discount
A paid in full discount will be applied to your Georgia auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.

Homeowners Discount
You may qualify for a homeowners discount if you (or your spouse) own a home or a condo in Georgia. Acceptable proof of home ownership includes a homeowner’s declarations page, a mortgage coupon, or property tax records. Verification may be requested at any time.

Good Student Discount
If you’re an eligible driver under age 25 and a full-time student, you may qualify for a good student discount on your Georgia auto insurance. To qualify you must be unmarried and your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or at an accredited college or university. Documentation is required annually.

You must not have any at-fault accidents or violations for the prior 36 months to qualify for the good student discount. It will be removed at renewal if an at-fault accident or violation has been reported.

Defensive Driver Discount
If you’re an eligible driver age and have successfully completed the National Safety Counsel’s Defensive Driving Course, or a similar accident prevention course, you’re eligible for this Georgia discount. The discount remains in effect for the 36-month period from the date of successful completion of the course.

You may be asked to submit proof of successful completion of an approved defensive driving course to verify your eligibility to receive the discount. You must not have any at-fault accidents or violations for the prior 36 months. The discount will be removed at renewal if a violation or an at-fault accident has been reported.