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Multiple Car Discount
If you own 2 or more private passenger automobiles, which are insured under the same policy, you qualify for the Colorado multiple car discount.
Paid in Full Discount
A paid in full discount will be applied to your Colorado auto insurance if you choose to pay your premium all at once when you buy your policy or before your next policy term renewal.
Homeowners Discount
You may qualify for a homeowners discount if you (or your spouse) own a home or a condo in Colorado. Acceptable proof of home ownership includes a homeowner’s declarations page, a mortgage coupon, or property tax records. Verification may be requested at any time.
Good Student Discount
If you’re a driver under age 25 and a full-time student, you may qualify for a good student discount on your Colorado auto insurance. To qualify, your GPA must be a “B” or better or “3.0” on a “4.0” grade scale. If you’ve recently graduated, you’ll continue to receive the discount for one year. Full-time students must currently be enrolled in high school or at an accredited college or university. Documentation is required annually.
Defensive Driver Discount 55+
If you’re an eligible driver age 55 or over and have successfully completed the National Safety Counsel’s Defensive Driving Course, or a similar accident prevention course, you’re eligible for this Colorado discount. The discount remains in effect for the 36-month period from the date of successful completion of the course.
You may be asked to submit proof of successful completion of an approved defensive driving course to verify your eligibility to receive the discount. You must not have any at-fault accidents or violations for the prior 36 months. The discount will be removed at renewal if a violation or an at-fault accident has been reported.
Safety Device Discount
Vehicles with specific safety devices may qualify for a discount. The safety device must be original equipment installed by the manufacturer.
Anti-Theft Discount
If your vehicle is equipped with an anti-theft device that complies with the guidelines set forth by the Colorado Insurance Department (LoJack, Teletrac, OnStar), you’ll receive a discount on your comprehensive coverage. We may ask for verification at any time.
Fast 5™ Discount
If you complete the purchase of your policy through our Web site, www.esurance.com, you’ll qualify for our 5% Internet discount. The discount applies to your first policy term.
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